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Think no one will give you a mortgage or loan you money to buy a house because you have bad credit, no credit, foreclosure or bankruptcy on your credit report? Think Again!
This directory features mortgage companies, mortgage brokers, direct mortgage funding companies, or other lenders or lending institutions who make loans to borrowers with credit problems. These loans may be originated for purchase, refinance, debt consolidation, cash out, foreclosure prevention, divorce settlements or any other purpose. Loans and mortgages may be available a first mortgage, second mortgage, home equity loan, first trust, second trust, or construction loan.
Scroll down to find the lender in your state willing to make you a loan even in you have bad credit, no credit, other credit problems, bankruptcy or foreclose in your past.
A national directory of bad credit mortgage lenders and brokers dedicated to helping people with debt or bad credit obtain home mortgage financing, refinancing, debt consolidation or home equity loans.
Listed lenders make loans to borrowers with very bad credit. However, borrowers with small flaws, good credit, or even great credit are also accepted. For fastest response time, go to your state in the Directory and access our online mortgage application by clicking the apply button. We can track and follow your progress if you need help. Your application is instantly transmitted to a mortgage broker or lender licensed in your state. To send your data to multiple, competing lenders, use the multiple submit button. We then forward your application to another service for distribution to three or four lenders or mortgage companies. You may fill out both loan forms if you like.
The Directory
Need to Refinance? Try Our Hotline Now! 888-669-8650    -   Free Credit Improvement Guide

Useful Links
Mortgage Payment Calculator & Online Credit Report Links.
Free calculators for mortgage payments, amortization, points, refinancing, early payoff, affordability and more!
An informational article on obtaining a mortgage with bad credit
New home buying course to learn all the basics before buying your house - FREE.
Frequently asked questions about debt consolidation loans including the dangers and benefits of debt consolidation loans
Private Mortgage Financing to help with bad credit mortgage loans that even a high risk lender will not consider.
Articles and links about home finances, home purchase, home improvement and goods for your home, or information on specific types of home loans.
Directory of mortgage brokers or lenders who have Spanish speaking home loan officers. Both good and bad credit mortgage companies. Some all Spanish sites and mortgage applications.
Real Estate Listings, FSBO and House Plan Links
Bankruptcy and Debtor Links
Select your State or visit the Multi-State and National Section to find a lender or mortgage broker to work with you.
Canadian Application
Apply
Online to a single lender/broker.
Multi-State &
National Lenders
 Multiple Submit
Up to 5 lenders compete for your business.
Apply
Online to a single lender/broker.
 Alabama Multiple Submit
Up to 5 lenders compete for your business.

Apply
Online to a single lender/broker.
 Alaska Multiple Submit
Up to 5 lenders compete for your business.

Apply
Online to a single lender/broker.
 Arkansas Multiple Submit
Up to 5 lenders compete for your business.

Apply
Online to a single lender/broker.
 Arizona Multiple Submit
Up to 5 lenders compete for your business.
Apply
Online to a single lender/broker.
 California Multiple Submit
Up to 5 lenders compete for your business.
Apply
Online to a single lender/broker.
 Colorado Multiple Submit
Up to 5 lenders compete for your business.
Apply
Online to a single lender/broker.
 Connecticut Multiple Submit
Up to 5 lenders compete for your business.
Apply
Online to a single lender/broker.
 Delaware Multiple Submit
Up to 5 lenders compete for your business.
Apply
Online to a single lender/broker.
 Florida Multiple Submit
Up to 5 lenders compete for your business.
Apply
Online to a single lender/broker.
 Georgia Multiple Submit
Up to 5 lenders compete for your business.

Apply
Online to a single lender/broker.
 Hawaii Multiple Submit
Up to 5 lenders compete for your business.

Apply
Online to a single lender/broker.
 Idaho Multiple Submit
Up to 5 lenders compete for your business.

Apply
Online to a single lender/broker.
 Iowa Multiple Submit
Up to 5 lenders compete for your business.

Apply
Online to a single lender/broker.
 Illinois Multiple Submit
Up to 5 lenders compete for your business.
Apply
Online to a single lender/broker.
 Indiana Multiple Submit
Up to 5 lenders compete for your business.
Apply
Online to a single lender/broker.
 Kansas Multiple Submit
Up to 5 lenders compete for your business.
Apply
Online to a single lender/broker.
 Kentucky Multiple Submit
Up to 5 lenders compete for your business.
Apply
Online to a single lender/broker.
 Louisiana Multiple Submit
Up to 5 lenders compete for your business.

Apply
Online to a single lender/broker.
 Massachusetts Multiple Submit
Up to 5 lenders compete for your business.
Apply
Online to a single lender/broker.
 Maryland Multiple Submit
Up to 5 lenders compete for your business.
Apply
Online to a single lender/broker.
 Maine Multiple Submit
Up to 5 lenders compete for your business.

Apply
Online to a single lender/broker.
 Michigan Multiple Submit
Up to 5 lenders compete for your business.
Apply
Online to a single lender/broker.
 Missouri Multiple Submit
Up to 5 lenders compete for your business.
Apply
Online to a single lender/broker.
 Minnesota Multiple Submit
Up to 5 lenders compete for your business.
Apply
Online to a single lender/broker.
 Mississippi Multiple Submit
Up to 5 lenders compete for your business.

Apply
Online to a single lender/broker.
 Montana Multiple Submit
Up to 5 lenders compete for your business.

Apply
Online to a single lender/broker.
 North Carolina Multiple Submit
Up to 5 lenders compete for your business.

Apply
Online to a single lender/broker.
 North Dakota Multiple Submit
Up to 5 lenders compete for your business.